Expert Mortgage Brokers in Dubai
Looking for experienced mortgage brokers in Dubai? Loft and Keys are industry leaders in offering expert mortgage advice to clients both locally and internationally. Utilize our mortgage calculator to estimate your monthly payments.
Loft & Keys Mortgage Services operates as a complimentary service dedicated to assisting you in securing a mortgage that aligns precisely with your individual needs.
Understanding the intricacies of mortgage financing involves various factors such as interest rates, borrowing amounts, mortgage calculators, associated costs, and different product options, including fixed and variable rates. At Loft and Keys Mortgage Service, we specialize in delivering exclusive products and services tailored to save our clients significant sums in upfront expenses and interest over the loan term.Whether you seek to compare mortgage rates, determine borrowing capacity, or explore available mortgage deals, our seasoned mortgage advisors possess the expertise, insight, and robust lender connections necessary to transform your property goals into tangible achievements.
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Frequently Asked Questions
As a general guideline, the limit is calculated at 7 times the applicant’s annual salary, but this can vary by bank. Existing loans, credit cards, and other liabilities will also impact the maximum amount that can be borrowed.
For salaried applicants: ID documents, salary certificate, last 6 months’ payslips, last 6 months’ bank statements, and details of existing liabilities.
For self-employed applicants: ID documents, company documents (such as trade license, incorporation documents, memorandum of association, shareholders certificate, company profile, etc.), audited accounts and/or last 12 months’ business bank statements, last 6 months’ personal bank statements, and details of existing liabilities.
This varies by bank, but typically they will respond with initial observations and requests within 2 working days. Once you provide the additional documents or answer any further questions, the turnaround time for receiving a pre-approval is usually between 5 to 7 working days.
Yes, subject to individual client profiling as usual. The maximum loan-to-value available for non-residents is 60%, with rates starting at 3.89% for a 3-year fixed rate at this level.
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